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HOMEBUYING
The Process
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1st Timer Information
Points
A Guide To Lock-Ins
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Home Inspections
Understand Homebuying
Moving Tips
1st Timer Information
Points
A Guide To Lock-Ins
Purchase Strategies
Home Inspections
REFINANCING
The Process
Reasons To Refinance
Rules No Longer Apply
Costs Lower Than Ever
A Guide To Lock-Ins
Points
Reasons To Refinance
Rules No Longer Apply
Costs Lower Than Ever
A Guide To Lock-Ins
Points
MORTGAGE INFORMATION
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Paying Points
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Qualifying
Paying Points
Zero Down Loans
Mortgage Types
Mortgage Settlement Costs
Mortgage Market
Mechanics Of The Process
Mortgage Insurance
Regulations
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FAQ's
Glossary
YOU AND YOUR CREDIT
Paying Points
When you look at price quotes on mortgages, you should always note both the rate and the points.
The more discount points you pay, the lower the interest rate on your mortgage.
So you have to ask whether you would you rather pay
- a higher amount upfront + lower monthly payments?
- or a lower amount upfront + higher monthly payments?
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